If you’re a US citizen, or at least keep track of international news, then you might now that President Donald Trump and the Republicans have put into motion one of their most talked-about campaign plans, namely to repeal and replace Obamacare, or the Affordable Care Act. Their intentions stops protections for people suffering from pre-existing conditions, and thus an estimate of 130 million Americans could be facing an increase in health care costs.
This will happen because repealing Obamacare allows insurance companies to charge people with pre-existing conditions with more money (up to 25,700 dollars a year in premiums). Here are the 30 main diseases that are considered pre-existing conditions by insurance companies in the United States of America.
- Epilepsy
- Diabetes
- Cerebral palsy
- Hepatitis
- Cancer
- Congestive heart failure
- Heart disease
- Hemophilia
- Crohn’s disease
- Kidney disease
- Lupus
- Alcohol and drug abuse
- Bulimia
- Anorexia
- HIV and AIDS
- Alzheimer’s and dementia
- Pending surgery or hospitalization
- Organ transplants
- Obesity
- Multiple sclerosis
- Paralysis
- Paraplegia
- Pneumocystic pneumonia
- Mental disorders such as anxiety, bipolar disorder, schizophrenia, depression, OCD
- Muscular dystrophy
- Pregnancy
- Transsexualism
- Stroke
- Sleep apnea
- Parkinson’s disease
However, according to people working in the insurance business, there are other conditions that companies can argue fall into the category of pre-existing conditions.
- Ulcers
- Asthma
- Acne
- Heart burn
- Kidney stones
- Lyme disease
- Acid reflux
- Celiac disease
- C-section
- Knee surgery
- Hysterectomy
- Narcolepsy
- Postpartum depression
- Seizures
- Sexual deviancy disorders
- Seasonal affective disorder
- Pacemaker surgery
- Migraines
- High cholesterol
- And others
Therefore, people suffering from any of the conditions above will definitely have a hard time regulating their insurance.
