More Than 50% of Americans Are Struggling to Pay for Health Care

More Than 50% of Americans Are Struggling to Pay for Health Care

It has been just revealed the fact that there are more than 50% of Americans who are struggling to pay for healthcare. Check out the latest reports about the matter below.

Americans are struggling for health care

A recent survey by The Commonwealth Fund, a private foundation that supports healthcare research, revealed that more than half of working-age adults in the United States are struggling to afford their healthcare expenses.

This applies even to those who have insurance and leads to some individuals skipping out on essential healthcare services or medication due to high costs.

The survey found that 51% of working-age adults said that they find it very or somewhat difficult to afford their healthcare costs. This highlights the persistent issue of Americans facing challenges in paying for their health care.

“Forty-three percent of people in employer plans, 57 percent enrolled in marketplace or individual-market plans, 45 percent with Medicaid, and 51 percent with Medicare said it was difficult to afford their health care.”

According to a recent survey, low-income individuals enrolled in employer insurance plans are struggling the most when it comes to paying for healthcare expenses.

In fact, 56% of people earning under 200% of the federal poverty level, which is $29,160 for an individual and $60,000 for a family of four, reported difficulty in paying for these expenses.

As a result, 38% of working-age adults or their family members had to delay or skip a needed healthcare service or prescription drug over the past year.

Unfortunately, 57% of this group reported that their health issue got worse because of the skipped care. While some people skipped healthcare services due to cost worries, others who managed to get healthcare ended up with medical or dental debts.

The survey revealed that 32% of individuals had medical or dental debts which were being paid off over time.

“Insurance coverage failed to protect many people from incurring medical debt. Thirty percent of people in employer plans, 33 percent in marketplace or individual-market plans or in Medicare, and 21 percent in Medicaid said they had medical or dental care debt.”

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